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CONTROL YOUR PORTFOLIO
See every member, loan, repayment and branch from one system.
The financial operating layer for Africa
The operating system for African lenders.
One intelligent control plane for members, credit, savings, field collections and branches—built for SACCOs, MFIs and ambitious African lenders.
Offline-ready field teams
Multi-branch control
GPS-assisted onboarding
One portfolio. One operating view.
SACCOsMicrofinance institutionsMoney lendersUganda-based onboarding and support
Built around lender outcomes
Know what is happening across your lending business.
Sanaa brings daily operations and management oversight together, so teams spend less time reconciling fragments and more time serving members responsibly.
Collections against schedule
COLLECT WITH CONFIDENCE
Track schedules, arrears and field collections before problems become losses.
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MAKE BETTER DECISIONS
Use accurate records, repayment behaviour and portfolio reporting to lend responsibly.
Field operations
Give field teams the context to act.
The Sanaa staff app helps agents onboard members, capture relevant locations, record collections and report field activity. Offline-first workflows keep essential work moving when connectivity is unreliable.
GPS-assisted onboardingCapture home or business coordinates while registering a member in the field.
Portfolio field mapsHelp authorised agents view assigned member locations and repayment status geographically.
Agent reportingReview collections, amounts due, overdue balances, visits and period activity.
Product walkthrough
From onboarding to a reconciled report.
A clear operating flow for the work lender teams do every day.
Onboard and verify a member
Capture member details and organise the records your team needs before extending credit.
Approve and manage a loan
Move from application and review to a clear repayment schedule and active portfolio record.
Collect, reconcile and report
Record payments, monitor arrears and bring branch activity into management reporting.
Connected commerce
Lending connected to real commerce.
Sanaa Finance gives lenders the infrastructure to manage credit. Soko24 creates commerce opportunities for their merchants and members. Sanaa Score uses verified financial behaviour to support better lending decisions.
Soko24 purchaseA buyer finds a real product need.
Sanaa credit requestThe request reaches a lender.
Lender decisionRecords support a responsible decision.
Seller paidCommerce moves forward.
Loan managedSanaa Finance tracks the account.
Trust strengthensRepayment behaviour informs the future.
Security and local reliability
Controls designed for real financial operations.
Sanaa combines application controls with practical operating safeguards. We only describe capabilities evidenced in the platform—not certifications or hosting claims that have not been supplied.
Role-based permissions
Staff access is separated by roles including teller, agent, supervisor and administrator.
Audit trails
Administrative and financial actions can be reviewed for oversight and investigation.
Account protection
Authenticated sessions and sensitive-action checks protect critical workflows.
Secure connections
Production mobile access supports HTTPS controls and certificate pinning for staff builds.
Backups and recovery
Deployment workflows include database backup and recovery-oriented safeguards.
Low-connectivity operations
The staff app supports offline-first work with controlled synchronisation.
Local onboarding
Uganda-based support helps teams configure operations and onboard staff.
Environment controls
Production settings and secrets are kept separate from application code.
Pricing
Pricing that fits your operation.
Tell us how many members, branches and staff you serve. We’ll recommend the right operating setup and provide a clear written proposal.
Essential
For a SACCO, MFI or lender moving core records and collections into one system.
- Core member, loan and savings workflows
- Setup guidance and staff onboarding
- Standard support included
- SMS and transaction costs itemised separately
Growth
For growing lenders that need wider team access, branch oversight and reporting.
- Everything in Essential
- Multi-branch and field operations
- Advanced reporting modules
- Optional modules scoped with your team
Enterprise
For institutions with larger networks, dedicated implementation needs or integrations.
- Configured modules and permissions
- Integration planning
- Dedicated onboarding path
- Support scope defined in proposal
Every proposal states member and branch allowances, setup fees, support terms, SMS and transaction costs, optional modules, and whether an evaluation period is available.
Work with us
Help build the future of African lending.
We work with people who understand African markets and want to make lending more trusted, connected and productive.
GROW THE NETWORK
For marketers, salespeople, field agents and business-development partners who can introduce Sanaa to serious lenders.
BUILD THE PRODUCT
For engineers, designers, data specialists and product thinkers interested in building the lender operating system.
PARTNER WITH SANAA
For lenders, payment providers, merchants, technology companies and institutions that can strengthen the credit network.
Work With Sanaa
Tell us where you can contribute. The right person on our team will follow up.
Book a demo
Run your lending business with confidence.
See how Sanaa Finance can bring your members, loans, collections and branches into one operating system.
A walkthrough shaped around your institutionClear answers on implementation and pricingNo obligation and no staff account required
Tell us about your lending operation
We’ll use this information to prepare a useful conversation.